Consider our Personal Loan as your safety net for your financial needs, whether it’s for education, business, travel, or
debt consolidation.

Loanable AmountPhP200,001 to PhP2 Million
Payment Terms12, 18, 24, 36 months
Monthly Add-On Rate*1.89%

*Estimated APR at 36 months is 37.53%
*Rates shown are indicative only and may change upon approval.
*SB Finance will never ask you to pay a facilitation fee for your application. If you receive a call, SMS, or email asking you to pay a facilitation fee, do not engage. Immediately report the incident to our 24-Hour Customer Service hotline at (+632) 8887-9188 or email us at

“SB Finance Personal Loans helped me financially this
pandemic when all my collections were delayed. It covered
all my expenses while I waited for payments.”


– Miguel Collado, Mig Aggregates and Concrete Products

Don’t put your plans on hold

Our Personal loan is specifically tailored to make your dreams come true


No collateral required

Get the cash you need without any


No credit card needed!

We don’t require credit card details so
you can get your loan approved.


Easy application process

Application is purely digital.

Documentary Requirements

A. Completely Filled out and signed application form. For online application, go here.

B. If Employed:

  • One (1) valid government-issued photo ID
  • Income Documents, any of the following:
    • Latest one (1) month payslip
    • Certificate of Employment and Compensation
      – issued within the last six (6) months
    • Latest ITR

C. If Self-Employed:

  • One (1) valid government-issued photo ID
  • Latest 1-year Audited Financial Statement (AFS) with at least the previous year’s comparative financials
  • SEC Registration / DTI Certificate
  • Business Permit / Mayor’s Permit
  • Latest three (3) months bank statements
  • Latest GIS (if corporation)
  • List of 3 trade references (at least 1 supplier and 1 customer) with contact details

Note: Additional documents may be required to process the loan.


  • At least 21 years old at the time of application but not more than 65 years old upon loan maturity
    • Must be a Filipino Citizen
    • Must have an office or residence landline.
  • If Employed
    • For Metro Manila: PhP15,000
    • For outside Metro Manila: PhP12,000
  • If Self-employed:
    • For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business has been operating profitably for at least 2 years with at least 1 trade reference.
    • Minimum gross monthly income of PhP60,000

Choosing where to pay?

Security Bank Channels Operating HoursMin/Max Amount Accepted
Security Bank Branches
(Over-the-Counter or ATMs)
Bank hoursNo Limitation
Security Bank
Automatic Debit Arrangement
9AM – 9PMNo Limitation
Security Bank Online
via this link (via enrollment)
24/7No Limitation
Security Bank Mobile Banker
(via enrollment)
24/7No Limitation
Over-the-Counter Partner Channels
RD Pawnshop8AM – 5PM
Monday – Sunday
≤ P50,000 per transaction
CVM Pawnshop8AM – 5PM
Monday – Sunday
≤ P50,000 per transaction
Gaisano MallsMall Hours≤ P50,000 per transaction
7 Eleven24/7P10,000.00 Kiosk Machine; P50,000 using the CLiQQ mobile app

Ready to apply for a Personal Loan?

Download our app now!

Our application is convenient, digital, and seamless.
No application fees and we’ll be with you
every step of the way.
Dito, pwede!