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Consider our Personal Loan as your safety net for your financial needs, whether it’s for education, business, travel, or debt consolidation.

Requirements & Eligibility

Documentary Requirements

  • Prior application via the zukì mobile app, prepare
    the scanned copies of the following documents
    below.
  •  Files can be in jpeg, pdf, or png format. Size of the
    digital images and files should not exceed 5mb

Note: Additional documents may be required to process the loan.

Eligibility

At least 21 years old at the time of application, but not more than 65 years old upon loan maturity.

    • Must be a Filipino Citizen
    • Must have an office or residence landline

Income documents, any of the following:

  • Latest one (1) month payslip
  • Certificate of Employment and Compensation – issued within the last six (6) months
  • Latest ITR
  • Credit Card
    • Credit Card must be active for at least 12 months
    • Credit Limit should be at least PhP 45,000 for those residing in Metro Manila and PhP 36,000 for those residing outside Metro Manila
  • Income requirements
    • For Metro Manila: PhP15,000
    • For outside Metro Manila: PhP12,000
  • Latest one (1) year Audited Financial Statement
    (AFS) with at least the previous year’s comparative financials
  • SEC/DTI Certificate of Registration
  • Business permit/Mayor’s permit
  • Latest three (3) months bank statements
  • List of three (3) trade references with contact details
    • At least one (1) supplier and one (1) customer
  • Latest GIS (if corporation)
  • For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business should have been operating profitably for at least 2 years with at least 1 trade reference.
  • Minimum gross monthly income of PhP60,000

Note: Additional documents may be required to process the loan.

Don’t put your plans on hold

Our Personal loan is specifically tailored to make your dreams come true

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Easy application process options

Apply online via mobile app, online form, or at any Security Bank branch, or through our agent partners

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Collateral-free loan

High loan amount of up to PhP3 Million without any collateral or guarantor

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No PDCs needed

We don't require post-dated checks as mode of payment for your loan

Loanable AmountPhP30,000 to PhP3 Million
Payment Terms12, 18, 24, 36 months
Monthly Add-On Rate*2%
Estimated APR at 36 months39.43%
Processing FeePhP 5,000
Notarial Fee (For P100,000 loan and up)Php 300.00

*Estimated APR at 36 months is 39.43%
*Rates shown are indicative only and may change upon approval.
*SB Finance will never ask you to pay a facilitation fee for your application. If you receive a call, SMS, or email asking you to pay a facilitation fee, do not engage. Immediately report the incident to our Customer Service hotline at (+632) 8887-9188 or email us at [email protected].

How to Pay

ChannelsMin/Max Amount Accepted
Security Bank Branches
(Over-the-Counter or ATMs)
Operating Hours: Bank hours
No Limitation
Security Bank
Automatic Debit Arrangement
Operating Hours: 9AM – 9PM
No Limitation
Security Bank Online
via this link (via enrollment)
Operating Hours: 24/7
No Limitation
Security Bank Mobile Banker
(via enrollment)
Operating Hours:: 24/7
No Limitation

ChannelsMin/Max Amount Accepted
Gcash
GCash
Operating Hours: 24/7
The GCash transfer/payment limit varies based on your account verification status.

ChannelsMin/Max Amount Accepted
CVM Pawnshop
CVM Pawnshop
Operating Hours: 8AM – 5PM
Monday – Sunday
Max P50,000 per transaction
Gaisano Mall
Gaisano Malls
Operating Hours: Mall Hours
Max P50,000 per transaction
Gaisano Mall
7 Eleven
Operating Hours: 24/7
P10,000.00 Kiosk Machine
P50,000.00 using the CliQQ mobile app

Ready to apply for a Personal Loan?

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Download our app now

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Our application is convenient, digital, and seamless.
No application fees and we’ll be with you every step of the way.
Dito, pwede!

 

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