Eligibility

Employee

1. At least 21 years old and must not be more than 60 years old upon loan maturity
2. Employee of eSALAD accredited companies
3. Filipino /Foreigners/Expats – provided term of loan will be co-terminus with contract and/or period of visa’s validity
4. Regular employee with at least 1 year employment tenure on current employer.
5. Must be within the required salary income

• Payroll (BPO: at least 10k NMI and Non BPO: at least 7k NMI)
• Non-Payroll (Metro Manila: PHP15,000 and Provincial Areas: PHP9,000)

Employer

1. Registered business in the Philippines
2. At least 100 eligible employees

Requirement

Employee

1. Fully accomplished application form either thru zukì mobile app or online < insert link >
2. Must have office landline AND mobile number
3. Must have a personal email address
4. Copy of company ID and one valid government-issued photo and signature bearing ID
5. With declared two (2) reference persons with corresponding contact information during application

Employer

1. Business Papers
2. Memorandum of Agreement (MOA)
3. Secretary Certificate or Board Resolution reflecting authorized signatories of the company

Employer:

1. Business Papers
2. Memorandum of Agreement (MOA)
3. Secretary Certificate or Board Resolution reflecting authorized signatories of the company