<strong>Consider our Personal Loan as your safety net for your financial needs, whether it’s for education, business, travel, or </strong><strong>debt consolidation.</strong>

<em><i>*Estimated APR at 36 months is 39.43%</i></em>
<em>*Rates shown are indicative only and may change upon approval.</em>
<em>*SB Finance will never ask you to pay a facilitation fee for your application. If you receive a call, SMS, or email asking you to pay a facilitation fee, do not engage. Immediately report the incident to our Customer Service hotline at (+632) 8887-9188 or email us at <a href=”mailto:zuki@sbfinance.com.ph”><span style=”font-weight: 400;”>zuki@sbfinance.com.ph</span></a>.</em>

<h4 style=”text-align: center;”><span style=”color: #ffcd00;”><strong>No collateral required</strong></span></h4>
<p style=”text-align: center;”>Get the cash you need without any
worries.</p>

<h4 style=”text-align: center;”><span style=”color: #ffcd00;”><strong>No credit card needed!</strong></span></h4>
<p style=”text-align: center;”>We don’t require credit card details so
you can get your loan approved.</p>

<h4 style=”text-align: center;”><strong><span style=”color: #ffcd00;”>Easy application process</span></strong></h4>
<p style=”text-align: center;”>Application is purely digital.</p>

<h2>Documentary Requirements</h2>
&nbsp;
<ul>
<li>Prior application via the zukì mobile app, prepare
the scanned copies of the following documents
below.</li>
<li> Files can be in jpeg, pdf, or png format. Size of the
digital images and files should not exceed 5mb</li>
</ul>
<strong>
Employed</strong>

Income documents, any of the following:
<ul>
<li>Latest one (1) month payslip</li>
<li>Certificate of Employment and Compensation –
issued within the last six (6) months</li>
<li>Latest ITR</li>
<li>Credit Card
<ul>
<li>Credit Card must be active for at least 12 months</li>
<li>Credit Limit should be at least PhP 45,000 for those residing in Metro Manila and PhP 36,000 for those residing outside Metro Manila</li>
</ul>
</li>
</ul>
&nbsp;

<strong>Self-Employed/Professionals</strong>
<ul>
<li>Latest one (1) year Audited Financial Statement
(AFS) with at least the previous year’s comparative financials</li>
<li>SEC/DTI Certificate of Registration</li>
<li>Business permit/Mayor’s permit</li>
<li>Latest three (3) months bank statements</li>
<li>List of three (3) trade references with contact details
<ul>
<li>At least one (1) supplier and one (1) customer</li>
</ul>
</li>
<li>Latest GIS (if corporation)</li>
</ul>

<em>Note: Additional documents may be required to process the loan.</em>

<h2>Eligibility</h2>
&nbsp;

At least 21 years old at the time of application, but not more than 65 years old upon loan maturity.
<ul>
<li>Must be a Filipino Citizen</li>
<li>Must have an office or residence landline</li>
</ul>
&nbsp;

<strong>If Employed</strong>
<ul>
<li>For Metro Manila: PhP15,000</li>
<li>For outside Metro Manila: PhP12,000</li>
</ul>
&nbsp;

<strong>If Self-employed</strong>
<ul>
<li>For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business should have been operating profitably for at least 2 years with at least 1 trade reference.</li>
<li>Minimum gross monthly income of PhP60,000</li>
</ul>

<em>*All borrowers can do multiple transactions if transaction limit exceeds to P50,000</em>