For brand new motorcycle – to our partner dealers

For repossessed motorcycle – to SBF warehouses

Yes. The motorcycle is covered by a manufacturer’s warranty

1) Hassle-free loan application process;

2) Affordable monthly payments – interest rate for as low as 1.25%;

3) Easy documentary requirements

4) Fast processing (as fast as 2 hours)

For regular bikes (less than 200cc engine), TPL Insurance is required and it is a requirement in the LTO registration. For medium and high-end bikes (200cc and up), Comprehensive Insurance is required to be facilitated by SB Finance. Comprehensive Insurance fees are client’s expense.

Payment options can be done thru our partner payment channels.

SB Finance offers a convenient way for its customers by partnering with different payment channels nationwide for a hassle-free and convenient way of paying monthly amortizations.

Down payment shall be done at the partner dealer where you will release your motorcycle unit. An official receipt shall be issued for the DP.

No. However if you have a good credit standing based on our credit investigation, you may be entitled for a low-down payment.

Yes. The monthly amortization in the price catalogue is already net of rebates (assuming the client will pay on time). If the client did not pay on or before due date, additional PhP200 should be paid for regular bikes and additional PhP500 for pre-owned bikes.

For Regular Category Motorcycle – 12, 18, 24,30 and 36 month-term are available.

For High-end Category Motorcycle – 12, 18, 24, 30, 36 and 48 month-term are available.

Our payment centers are accepting payments even on weekends and holidays.

No, you cannot pay your loan amortization with a post-dated cheque.

Yes. If you miss your due date, you will pay late payment fee plus the amount of rebates that was removed from the amortization.

If everything is in order, the processing time shall take 2 – 8 Hours upon receiving the complete documentary requirements.

You may view the status of your loan application on zukì mobile app.

Yes, as long you’ve been here in the Philippines for at least one (1) year and you have all the complete identification and income documents.

Yes, as long you’ve been residing in the Philippines for at least one (1) year.

2 Valid IDs and Income Documents

Any of the government-issued IDs bearing a photo and/or two (2) secondary IDs.

If Employed:

• 1 month latest payslip, OR
• Bank statement (last 3 months) or passbook, OR
• Certificate of employment, OR
• Employment Contract

If Self-Employed:

• Latest Financial Statement
• Business Permit (DTI, Mayor’s Permit, SEC, GIS, Barangay Business Permit etc.)
• Latest Bank Statement
• Copy of Land Title / Barangay Certification or Barangay Agrarian Reform and Council Certification (BARC)
• Trading Documents / Irrigation Receipts
• Copy of Franchise, ORCR, Association membership certificate, Operators and Drivers Association ID and/or deed of sale in favor of applicant (For PUV)

For OFW Beneficiaries:

• Latest 3 months bank statement
• Latest 3 months remittance slip / Allotment contract
• COE and/or Employment contract of OFW

List below are the minimum requirements. All claims should be emailed to SBF OPS-IMU at [email protected] for further assessment and advice on possible additional requirements.

-Copy of Driver’s License
-Copy of Vehicle’s Certificate of Registration and Official Receipt
-Police Report or Notarized Affidavit
-Estimate of Repair
-Pictures of the accident (if any) and/or pictures of the damages showing plate number or conduction sticker
-picture of the Vehicle Identification Number (VIN) or motor number/serial number
-current odometer reading
-four (4) pictures of the vehicles taken at an angle
-Policy number
-Contact number/ email address of the assured/driver

Coverage begins on the date the motorcycle is released, as indicated on the sales invoice. Disclaimer: SBF IMU has a cut-off of 3PM where all Sales Invoices submitted prior to the cut-off time on weekdays and non-holidays shall be covered on the same day of the release. Those that will fall beyond the cut-off period shall be covered starting on the next working day.

Once the motorcycle is insured, even minor damages like scratches are covered under a self-claim.

The insurance coverage lasts for one year and can be renewed annually based on the customer's decision, until the motorcycle is fully paid. SBF will be releasing the program mechanics for the renewal soon.

The bundled insurance is optional. Feel free to reach out to our partner dealers or dealer coordinators for more details.

The premium is paid upfront and covers one year of coverage as part of the down payment to the dealer.

The insurance coverage lasts for one year and requires annual renewal.

If an unauthorized person uses your motorcycle, the repairs might still be covered, but coverage for the passenger is not included.

This is evaluated on a case-by-case basis.

Repo units are available exclusively at our Repo Warehouse, located at #8 Mercury Avenue, Bagumbayan, Quezon City. We’re open Mondays to Saturdays (except holidays) from 8:30 AM to 5:30 PM.

Unlike brand-new units, repossessed units no longer have the Manufacturer’s Warranty. Clients are advised of the “As is, Where is” clause in the contract upon the release of the unit.

TPL Insurance is a requirement for LTO registration, and for repo units, this will be processed by the client.

For repo units, terms are 12, 18, 24, 30, and 36 months.

None. For financing, only the downpayment is required for the release of the motorcycle unit. For cash sale, only the full SRP shall be paid by the client. Payments are made through our Security Bank partners nationwide.

SB Finance offers a convenient way for its customers by partnering with different payment channels nationwide for a hassle-free and convenient way of paying monthly amortizations.

Your payment reference number will appear in your zukì app after 5-7 banking days upon release.

Yes. The monthly amortization in the price catalogue is already net of rebates (assuming the client will pay on time). If the client did not pay on or before the due date, an additional PhP 200 should be paid for regular bikes, and an additional PhP 500 for pre-owned bikes.

Our payment centers accept payments even on weekends and holidays.

No, post-dated cheques are not accepted for the payment of your loan amortization.

Yes. If you miss your due date, you will pay a late payment fee plus the amount of rebates that was removed from the amortization.

If everything is in order, the processing time shall take 2–8 hours upon receiving the complete documentary requirements.

You may view the status of your loan application via your zukì mobile app.

Yes, as long as you’ve been in the Philippines for at least one (1) year, and have all the required identification and income documents.

Yes, as long as you’ve been residing in the Philippines for at least one (1) year.

You need 1 primary valid ID or 2 secondary valid IDs and income documents.

Any government-issued ID bearing a photo and/or two (2) secondary IDs.

If Employed:

– 1-month latest payslip, OR

– Bank statement (last 3 months) or passbook, OR

– Certificate of employment, OR

– Employment contract

If Self-Employed:

– Latest Financial Statement

– Business Permit (DTI, Mayor’s Permit, SEC, GIS, Barangay Business Permit, etc.)

– Latest Bank Statement

– Copy of Land Title / Barangay Certification or Barangay Agrarian Reform and Council Certification (BARC)

– Trading Documents / Irrigation Receipts

– Copy of Franchise, ORCR, Association membership certificate, Operators and Drivers Association ID, and/or deed of sale in favor of the applicant (For PUV)

– TNVS Registration and/or latest 3 months transaction history (For TNVS)

For OFW Beneficiaries:

– Latest 3 months bank statement, OR

– Latest 3 months remittance slips and sender’s copy / Allotment contract

– COE and/or Employment contract of OFW
Visit Us

Keyland Arnaiz Building, 849 Antonio Arnaiz Avenue,
Barangay San Lorenzo, Makati City 1223, Philippines
Call Us

For inquiries and comments:

Please call our Customer Service hotline at
(+632) 8887-9188 from 8:30am to 5:30pm,
Mondays to Fridays (except holidays) or
email us at [email protected].

For any collection inquiries:

Please call SB Finance’s Collections Hotline at
(+632) 8539-4006 from 9:00am to 5:00pm,
Mondays to Fridays (except holidays) or
email us at [email protected].

SB Finance, Inc.
SEC Registration No. CS0017174A
Certificate of Authority No. 1142.

SB Finance is supervised by the Securities and Exchange Commission and Bangko Sentral ng Pilipinas telephone no. (02) 8708-7087, email address [email protected], and webchat at www.bsp.gov.ph.

Thank you for considering us to help you with your financial needs. To start your journey with us, proceed to Google Play or Apple Store and search for zukì. Download the app and register your complete details to create an account.

If you are an existing SB Finance customer, but are new to our mobile loan application, you will need to download zukì from Google Play or Apple Store, and register using the mobile number that you have registered before with SB Finance. 

For us to serve you better, please contact our CUSTOMER SERVICE HOTLINE at (+632) 8887-9188 if you wish to change the mobile number registered with us.

Unfortunately, we do not support this at the moment. Only Filipino citizens are allowed to avail of our products and services. 

Yes, you can change your M-Pin after you have set it up. Just navigate and look for “More” and click “Update PIN”, and you will be able to change it under your account profile.

Yes, you can change your mobile number or email address after you have set it up. Just navigate and look for “More” and click “Update Contact Details”, and you will be able to change it under your account profile.

Yes, upon successfully linking your mobile number with your SB Finance account, you will be able to view the existing loans on the mobile application. If you have changed your mobile number or email address, please refer to question 3 before registering a mobile account. 

Yes, you can! We support 21 different ID types as follows:

• SSS Card
• GSIS e-Card
• Tax Identification Number (TIN) ID Card
• Unified Multi-purpose ID
• Passport
• Driver’s License
• PRC ID
• NBI Clearance
• Police Clearance
• Postal ID
• Voter’s ID
• Barangay Certification
• Senior Citizen Card
• OWWA ID
• OFW ID
• Seaman’s Book
• ACR / ICR
• GOCC ID
• NCDA / NCWDP ID
• Integrated Bar of the Philippines ID
• Company ID

During the MotorsikLOAN application process, you would be requested to input a referral code. If your agent serving you is tied to any MotorsikLOAN dealers, the mobile application will automatically retrieve the list of available MotorsikLOAN products for your selection.

Alternatively, you can manually search for a desired MotorsikLOAN dealer via our name search function. Use the provided dealer address to ensure you have chosen the right dealer!

We approve the maximum loan amount based on the income documents that you have submitted. Should you wish for a higher loan limit, you may send a request to our customer service, and provide the additional documents needed to support the request, which will be subject to approval. 

Return to approved application, navigate to “view or edit” appointment.

Please reach out to us if you would like to opt-out of marketing notifications.

Select an existing loan follow the following steps:

1. On the account details page, navigate to “Early settlement” tab.
2. Here you will be informed of the outstanding payment due as of date of enquiry. Once a payment has been made, this will be reflected under “Over payment”.
3. Click “Payment Made”