With Car4Cash, enjoy as low as 1.25% interest rate.

You can use Car4Cash to fund your immediate expenses. Application is fast and easy. More importantly, you don’t need to surrender your car for collateral. Just submit your OR/CR to us and get the cash you need!

MAKEMODELVEHICLE TYPE
CHEVROLET (NEW!)SPARKSubcompact Hatchback
TRACKERMPV
TRAILBLAZERSUV
SUBURBANSUV
TAHOESUV
CAMAROCoupe
CORVETTECoupe
COLORADOPickup
TRAXMPV
FORDECOSPORTSUV
EVERESTMPV
EXPLORERSUV
EXPEDITIONMPV
RANGERPickup
MUSTANGCoupe
FOCUSSedan
FIESTASubcompact Hatchback
ESCAPESUV
TRANSITVan
F-150Pickup
TERRITORYSUV
GEELY (NEW!)EMGRANDSedan
COOLRAYSUV
OKAVANGOSUV
AZKARRASUV
GX3 PROMPV
HONDAACCORDSedan
BRVSUV
BRIOSubcompact Hatchback
CITYSedan
CIVICSedan
CRVSUV
HRVSUV
JAZZSubcompact Hatchback
MOBILIOMPV
ODYSSEYMPV
PILOTMPV
HYUNDAIACCENTSedan
ELANTRASedan
STAREXVan
H350Van
IONIQSedan
KONASUV
PALISADEMPV
REINASedan
SANTA FESUV
TUCSONSUV
SONATASedan
VELOSTERSUV
EONSubcompact Hatchback
GENESISSedan
ISUZUD-MAXPickup
MU-XSUV
CROSSWINDMPV
SPORTIVOMPV
ALTERRASedan
KIACARNIVALMPV
PICANTOSubcompact Hatchback
RIOSedan
SOLUTOSedan
SORENTOSUV
SPORTAGESUV
STINGERSedan
FORTESedan
OPTIMASedan
SOULMPV
SELTOSMPV
STONICSUV
MAZDA (NEW!)MAZDA 2Hatchback
MAZDA 3Sedan
MAZDA 6Sedan
MAZDA CX-3SUV
MAZDA CX-30SUV
MAZDA CX-5MPV
MAZDA CX-8SUV
MAZDA CX-9MPV
MAZDA BT-50Pickup
MAZDA MX-5 SOFT TOPCoupe
MAZDA MX-5 RFCoupe
MITSUBISHIMIRAGE HATCHBACKSubcompact Hatchback
MIRAGE SEDANSedan
MONTEROSUV
PAJEROMPV
STRADAPickup
XPANDERSUV
ADVENTUREMPV
ASXSUV
LANCERSedan
MORRIS GARAGES6Sedan
RX5SUV
ZSSUV
5Sedan
NISSANALMERASedan
GTRCoupe
JUKESUV
NAVARAPickup
NV350Van
PATROL ROYALEMPV
TERRAMPV
ALTIMASedan
SYLPHYSedan
X-TRAILSUV
370ZCoupe
SUBARU (NEW!)XVSUV
XV GT EDITIONSUV
OUTBACKSUV
FORESTERSUV
EVOLTISMPV
WRX WAGON GT-SWagon
WRX 6MTSedan
WRX CVTSedan
BRZCoupe
SUZUKIALTOSubcompact Hatchback
APVMPV
CELERIOSubcompact Hatchback
CIAZSedan
DZIRESedan
ERTIGAMPV
JIMNYMPV
SWIFTSubcompact Hatchback
SWIFT DZIRESedan
VITARASUV
XL7SUV
S-PRESSOSubcompact Hatchback
TOYOTA86Coupe
ALPHARDVan
AVANZASUV
CAMRYSedan
ALTISSedan
FJ CRUISERMPV
FORTUNERSUV
HI-ACEVan
HILUXPickup
INNOVASUV
LANDCRUISERMPV
LC PRADOMPV
PRIUSSedan
COMMUTERVan
RAV4SUV
RUSHSUV
SUPRACoupe
VIOSSedan
WIGOSubcompact Hatchback
YARISSubcompact Hatchback
SEQUOIAMPV
COROLLA CROSSSUV
TUNDRAPickup

Age of Car12 months18 months24 months36 months48 months
0-5 years1.25%1.25%1.50%1.75%1.75%
6-12 years1.50%1.50%1.75%2.00%2.00%

Term: 12-36 months
*48 months applicable to loan amounts PhP500,000.00 and up only

Monthly add-on rate: Depends on the age of car
*The Annual Percentage Rate (APR) begins at 26.62% if add-on rate is 1.25% per month.
*Estimated APR at 36 months is 39.43% if add-on rate is 2% per month.
*Rates shown are indicative only and may change upon approval.
Sample Computation: If you borrow an amount of PhP100,000 that is payable in 36 months using 39.43% APR, your monthly payment would be PhP4,777.78

Fees and Charges:
Processing fee: 3% of the approved loan amount
Notarial fee (For PhP100,000 loan and up): PhP300
Documentary Stamps (For PhP250,000 and up): Approved loan amount / 200 * 1.50
Note: Interest rates and charges are subject to change without prior notice. All applications will be subject to SB Finance’s credit policies and procedures.

*SB Finance will never ask you to pay a facilitation fee for your application. If you receive a call, SMS, or email asking you to pay a facilitation fee, do not engage. Immediately report the incident to our Customer Service hotline at (+632) 8887-9188 or email us at zuki@sbfinance.com.ph.

“Car4Cash helped me get the funds for my food business
while letting me keep my car so I can keep making deliveries.”

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– Jenina R., Small Business Owner from Mandaluyong

Benefits

Car4Cash helps you get the fund you need fast without surrendering your car for collateral.

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High Loan-to-Value (LTV)

Loan from PhP100,000 up to PhP2 Million

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Low Processing Fee

3% of the loanable amount only

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Your car stays with you

No encumbrance on your OR/CR. Just submit the original copy for safekeeping

Car4Cash

Use your car’s OR/CR to get the cash you need! Application is fast and easy. More importantly, you don’t need to surrender your car for collateral.

Check How Much You Can Borrow


*48 months applicable to loan amounts PhP500,000.00 and up only

Documentary Requirements

  • Prior application via the zukì mobile app, prepare the
    scanned copies of the following documents below.
  • Files can be in jpeg, pdf, or png format. Size of the
    digital images and files should not exceed 5mb.
  •  One (1) valid government-issued photo-bearing ID
  • Photo of OR/CR
    • Must be under the borrower’s
      name, unencumbered, and owned for at least 6 months
  • Screenshot from Google maps of home and company address

Employed
Income documents, any of the following:

  • Latest Certificate of Employment and Compensation issued within last two (2) months
  • Photocopy of latest Income Tax Return (ITR)/BIR Form No. 2316
  • Latest one (1) month payslip issued within the last month

Self-Employed/Professionals

  • Latest one (1) year Audited Financial Statements (AFS) with at least the previous year’s comparative financials or;
  • Latest three (3) months bank statements
  • SEC/DTI Certificate of Registration
  • Business permit/Mayor’s permit
  • Latest GIS (if corporation)
  • List of three (3) trade references with contact details
    • At least 1 supplier and 1 customer

Eligibility

At least 21 years old at the time of application ,but not more than 65 years old upon loan maturity.

  • Must be a Filipino Citizen
  • Must have an office or residence landline

If Employed

  • For Metro Manila: PhP15,000
  • For outside Metro Manila: PhP12,000

If Self-employed

  • For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business should have been operating profitably for at least 2 years with at least 1 trade reference.
  • Minimum gross monthly income of PhP60,000

Choosing where to pay?

Security Bank ChannelsOperating HoursMin/Max Amount Accepted
Security Bank Branches
(Over-the-Counter or ATMs)
Bank hoursNo Limitation
Security Bank
Automatic Debit Arrangement
9AM – 9PMNo Limitation
Security Bank Online
via this link (via enrollment)
24/7No Limitation
Security Bank Mobile Banker
(via enrollment)
24/7No Limitation
Over-the-Counter Partner Channels
CVM Pawnshop8AM – 5PM
Monday – Sunday
≤ P50,000 per transaction
Gaisano MallsMall Hours≤ P50,000 per transaction
7 Eleven24/7P10,000.00 Kiosk Machine
P50,000.00 using the CliQQ mobile app

*All borrowers can do multiple transactions if transaction limit exceeds to P50,000

Ready to apply for a Car4Cash Loan?

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Download our app now

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Our application is convenient, digital, and seamless.
No application fees and we’ll be with you
every step of the way.
Dito, pwede!

 

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