Sangla your OR/CR with Car4Cash to get the money you need
You can use Car4Cash to fund your immediate expenses. Application is fast and easy. More importantly, you don’t need to surrender your car for collateral. Sangla your OR/CR now!
Click here to view the list of eligible car brands
| MAKE | MODEL | VEHICLE TYPE |
|---|---|---|
| FORD | ECOSPORT | SUV |
| EVEREST | MPV | |
| EXPLORER | SUV | |
| EXPEDITION | MPV | |
| RANGER | Pickup | |
| MUSTANG | Coupe | |
| FOCUS | Sedan | |
| FIESTA | Subcompact Hatchback | |
| ESCAPE | SUV | |
| TRANSIT | Van | |
| F-150 | Pickup | |
| TERRITORY | SUV | |
| HONDA | ACCORD | Sedan |
| BRV | SUV | |
| BRIO | Subcompact Hatchback | |
| CITY | Sedan | |
| CIVIC | Sedan | |
| CRV | SUV | |
| HRV | SUV | |
| JAZZ | Subcompact Hatchback | |
| MOBILIO | MPV | |
| ODYSSEY | MPV | |
| PILOT | MPV | |
| HYUNDAI | ACCENT | Sedan |
| ELANTRA | Sedan | |
| STAREX | Van | |
| H350 | Van | |
| IONIQ | Sedan | |
| KONA | SUV | |
| PALISADE | MPV | |
| REINA | Sedan | |
| SANTA FE | SUV | |
| TUCSON | SUV | |
| SONATA | Sedan | |
| VELOSTER | SUV | |
| EON | Subcompact Hatchback | |
| GENESIS | Sedan | |
| ISUZU | D-MAX | Pickup |
| MU-X | SUV | |
| CROSSWIND | MPV | |
| SPORTIVO | MPV | |
| ALTERRA | Sedan | |
| KIA | CARNIVAL | MPV |
| PICANTO | Subcompact Hatchback | |
| RIO | Sedan | |
| SOLUTO | Sedan | |
| SORENTO | SUV | |
| SPORTAGE | SUV | |
| STINGER | Sedan | |
| FORTE | Sedan | |
| OPTIMA | Sedan | |
| SOUL | MPV | |
| SELTOS | MPV | |
| STONIC | SUV | |
| MITSUBISHI | MIRAGE HATCHBACK | Subcompact Hatchback |
| MIRAGE SEDAN | Sedan | |
| MONTERO | SUV | |
| PAJERO | MPV | |
| STRADA | Pickup | |
| XPANDER | SUV | |
| ADVENTURE | MPV | |
| ASX | SUV | |
| LANCER | Sedan | |
| MORRIS GARAGES | 6 | Sedan |
| RX5 | SUV | |
| ZS | SUV | |
| 5 | Sedan | |
| NISSAN | ALMERA | Sedan |
| GTR | Coupe | |
| JUKE | SUV | |
| NAVARA | Pickup | |
| NV350 | Van | |
| PATROL ROYALE | MPV | |
| TERRA | MPV | |
| ALTIMA | Sedan | |
| SYLPHY | Sedan | |
| X-TRAIL | SUV | |
| 370Z | Coupe | |
| SUZUKI | ALTO | Subcompact Hatchback |
| APV | MPV | |
| CELERIO | Subcompact Hatchback | |
| CIAZ | Sedan | |
| DZIRE | Sedan | |
| ERTIGA | MPV | |
| JIMNY | MPV | |
| SWIFT | Subcompact Hatchback | |
| SWIFT DZIRE | Sedan | |
| VITARA | SUV | |
| XL7 | SUV | |
| S-PRESSO | Subcompact Hatchback | |
| TOYOTA | 86 | Coupe |
| ALPHARD | Van | |
| AVANZA | SUV | |
| CAMRY | Sedan | |
| ALTIS | Sedan | |
| FJ CRUISER | MPV | |
| FORTUNER | SUV | |
| HI-ACE | Van | |
| HILUX | Pickup | |
| INNOVA | SUV | |
| LANDCRUISER | MPV | |
| LC PRADO | MPV | |
| PRIUS | Sedan | |
| COMMUTER | Van | |
| RAV4 | SUV | |
| RUSH | SUV | |
| SUPRA | Coupe | |
| VIOS | Sedan | |
| WIGO | Subcompact Hatchback | |
| YARIS | Subcompact Hatchback | |
| SEQUOIA | MPV | |
| COROLLA CROSS | SUV | |
| TUNDRA | Pickup |
| Age of Car | 12 months | 18 months | 24 months | 36 months |
|---|---|---|---|---|
| 0-5 years | 1.25% | 1.25% | 1.50% | 1.75% |
| 6-12 years | 1.50% | 1.50% | 1.75% | 2.00% |
Term: 12-36 months
Monthly add-on rate: Depends on the age of car
*The Annual Percentage Rate (APR) begins at 26.62% if add-on rate is 1.25% per month.
*Estimated APR at 36 months is 39.43% if add-on rate is 2% per month.
*Rates shown are indicative only and may change upon approval.
Sample Computation: If you borrow an amount of PhP100,000 that is payable in 36 months using 39.43% APR, your monthly payment would be PhP4,777.78
Fees and Charges:
Processing fee: 3% of the approved loan amount
Notarial fee (For PhP100,000 loan and up): PhP200
Documentary Stamps (For PhP250,000 and up): Approved loan amount / 200 * 1.50
Note: Interest rates and charges are subject to change without prior notice. All applications will be subject to SB Finance’s credit policies and procedures.
*SB Finance will never ask you to pay a facilitation fee for your application. If you receive a call, SMS, or email asking you to pay a facilitation fee, do not engage. Immediately report the incident to our 24-Hour Customer Service hotline at (+632) 8887-9188 or email us at customercare@securitybank.com.ph.
“Car4Cash OR/CR Sangla helped me get the funds for my food business
while letting me keep my car so I can keep making deliveries.”
– Jenina R., Small Business Owner from Mandaluyong
Benefits
Car4Cash OR/CR Sangla helps you get the fund you need fast without surrendering your car for collateral.
High Loan-to-Value (LTV)
Loan from PhP100,000 up to PhP2 Million
Low Processing Fee
3% of the loanable amount only
Your car stays with you
No encumbrance on your OR/CR. Just submit the original copy for safekeeping.
Car4Cash OR/CR Sangla
Use your car’s OR/CR to get the cash you need! Application is fast and easy. More importantly, you don’t need to surrender your car for collateral.
Check How Much You Can Borrow
Documentary Requirements
A. Completely Filled out and signed application form. For online application, go here.
B. If Employed:
- One (1) valid government-issued photo ID
- Income Documents, any of the following:
- Latest one (1) month payslip
- Certificate of Employment and Compensation
– issued within the last six (6) months - Latest ITR
C. If Self-Employed:
- One (1) valid government-issued photo ID
- Latest 1-year Audited Financial Statement (AFS) with at least the previous year’s comparative financials
- SEC Registration / DTI Certificate
- Business Permit / Mayor’s Permit
- Latest three (3) months bank statements
- Latest GIS (if corporation)
- List of 3 trade references (at least 1 supplier and 1 customer) with contact details
Note: Additional documents may be required to process the loan.
Eligibility
- At least 21 years old at the time of application but not more than 65 years old upon loan maturity
- Must be a Filipino Citizen
- Must have an office or residence landline.
- If Employed
- For Metro Manila: PhP15,000
- For outside Metro Manila: PhP12,000
- If Self-employed:
- For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business has been operating profitably for at least 2 years with at least 1 trade reference.
- Minimum gross monthly income of PhP60,000
Choosing where to pay?
| Security Bank Channels | Operating Hours | Min/Max Amount Accepted | |
|---|---|---|---|
 | Security Bank Branches (Over-the-Counter or ATMs) | Bank hours | No Limitation |
| | Security Bank Automatic Debit Arrangement | 9AM – 9PM | No Limitation |
| | Security Bank Online via this link (via enrollment) | 24/7 | No Limitation |
| | Security Bank Mobile Banker (via enrollment) | 24/7 | No Limitation |
| Over-the-Counter Partner Channels | |||
 | RD Pawnshop | 8AM – 5PM Monday – Sunday | ≤ P50,000 per transaction |
 | CVM Pawnshop | 8AM – 5PM Monday – Sunday | ≤ P50,000 per transaction |
 | Gaisano Malls | Mall Hours | ≤ P50,000 per transaction |
 | 7 Eleven | 24/7 | ≤ P50,000 per transaction |
Ready to apply for a Car4Cash OR/CR Sangla Loan?
Download our app now!
Our application is convenient, digital, and seamless.
No application fees and we’ll be with you
every step of the way.
Dito, pwede!