Sangla your OR/CR with Car4Cash to get the money you need

You can use Car4Cash to fund your immediate expenses. Application is fast and easy. More importantly, you don’t need to surrender your car for collateral. Sangla your OR/CR now!

Click here to view the list of eligible car brands
MAKE MODEL VEHICLE TYPE
FORD ECOSPORT SUV
EVEREST MPV
EXPLORER SUV
EXPEDITION MPV
RANGER Pickup
MUSTANG Coupe
FOCUS Sedan
FIESTA Subcompact Hatchback
ESCAPE SUV
TRANSIT Van
F-150 Pickup
TERRITORY SUV
HONDA ACCORD Sedan
BRV SUV
BRIO Subcompact Hatchback
CITY Sedan
CIVIC Sedan
CRV SUV
HRV SUV
JAZZ Subcompact Hatchback
MOBILIO MPV
ODYSSEY MPV
PILOT MPV
HYUNDAI ACCENT Sedan
ELANTRA Sedan
STAREX Van
H350 Van
IONIQ Sedan
KONA SUV
PALISADE MPV
REINA Sedan
SANTA FE SUV
TUCSON SUV
SONATA Sedan
VELOSTER SUV
EON Subcompact Hatchback
GENESIS Sedan
ISUZU D-MAX Pickup
MU-X SUV
CROSSWIND MPV
SPORTIVO MPV
ALTERRA Sedan
KIA CARNIVAL MPV
PICANTO Subcompact Hatchback
RIO Sedan
SOLUTO Sedan
SORENTO SUV
SPORTAGE SUV
STINGER Sedan
FORTE Sedan
OPTIMA Sedan
SOUL MPV
SELTOS MPV
STONIC SUV
MITSUBISHI MIRAGE HATCHBACK Subcompact Hatchback
MIRAGE SEDAN Sedan
MONTERO SUV
PAJERO MPV
STRADA Pickup
XPANDER SUV
ADVENTURE MPV
ASX SUV
LANCER Sedan
MORRIS GARAGES 6 Sedan
RX5 SUV
ZS SUV
5 Sedan
NISSAN ALMERA Sedan
GTR Coupe
JUKE SUV
NAVARA Pickup
NV350 Van
PATROL ROYALE MPV
TERRA MPV
ALTIMA Sedan
SYLPHY Sedan
X-TRAIL SUV
370Z Coupe
SUZUKI ALTO Subcompact Hatchback
APV MPV
CELERIO Subcompact Hatchback
CIAZ Sedan
DZIRE Sedan
ERTIGA MPV
JIMNY MPV
SWIFT Subcompact Hatchback
SWIFT DZIRE Sedan
VITARA SUV
XL7 SUV
S-PRESSO Subcompact Hatchback
TOYOTA 86 Coupe
ALPHARD Van
AVANZA SUV
CAMRY Sedan
ALTIS Sedan
FJ CRUISER MPV
FORTUNER SUV
HI-ACE Van
HILUX Pickup
INNOVA SUV
LANDCRUISER MPV
LC PRADO MPV
PRIUS Sedan
COMMUTER Van
RAV4 SUV
RUSH SUV
SUPRA Coupe
VIOS Sedan
WIGO Subcompact Hatchback
YARIS Subcompact Hatchback
SEQUOIA MPV
COROLLA CROSS SUV
TUNDRA Pickup

Age of Car12 months18 months24 months36 months48 months
0 to 5 years1.25%1.25%1.50%1.75%1.75%
6 to 12 years1.50%1.50%1.75%2.00%2.00%

*48 months applicable to loan amounts of PhP500,000.00 and up only

Monthly add-on rate: Depends on the age of car

*The Annual Percentage Rate (APR) begins at 26.62% if add-on rate is 1.25% per month.
*Estimated APR at 36 months is 39.43% if add-on rate is 2% per month.
*Rates shown are indicative only and may change upon approval.

Sample Computation: If you borrow an amount of PhP100,000 that is payable in 36 months using 39.43% APR, your monthly payment would be PhP4,777.78

Fees and Charges:

Processing fee: 3% of the approved loan amount
Notarial fee (For PhP100,000 loan and up): PhP200
Documentary Stamps (For PhP250,000 and up): Approved loan amount / 200 * 1.50

Note: Interest rates and charges are subject to change without prior notice. All applications will be subject to SB Finance’s credit policies and procedures.

*SB Finance will never ask you to pay a facilitation fee for your application. If you receive a call, SMS, or email asking you to pay a facilitation fee, do not engage. Immediately report the incident to our 24-Hour Customer Service hotline at (+632) 8887-9188 or email us at customercare@securitybank.com.ph.

“Car4Cash OR/CR Sangla helped me get the funds for my food business
while letting me keep my car so I can keep making deliveries.”

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– Jenina R., Small Business Owner from Mandaluyong

Benefits

Car4Cash OR/CR Sangla helps you get the fund you need fast without surrendering your car for collateral.

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High Loan-to-Value (LTV)

Loan from PhP100,000 up to PhP2 Million

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Low Processing Fee

3% of the loanable amount only

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Your car stays with you

No encumbrance on your OR/CR. Just submit the original copy for safekeeping.

Car4Cash OR/CR Sangla

Use your car’s OR/CR to get the cash you need! Application is fast and easy. More importantly, you don’t need to surrender your car for collateral.

Check How Much You Can Borrow

*48 months applicable to loan amounts of PhP500,000.00 and up only

Documentary Requirements

A. Completely Filled out and signed application form. For online application, go here.

B. If Employed:

  • One (1) valid government-issued photo ID
  • Income Documents, any of the following:
    • Latest one (1) month payslip
    • Certificate of Employment and Compensation
      – issued within the last six (6) months
    • Latest ITR

C. If Self-Employed:

  • One (1) valid government-issued photo ID
  • Latest 1-year Audited Financial Statement (AFS) with at least the previous year’s comparative financials
  • SEC Registration / DTI Certificate
  • Business Permit / Mayor’s Permit
  • Latest three (3) months bank statements
  • Latest GIS (if corporation)
  • List of 3 trade references (at least 1 supplier and 1 customer) with contact details

Note: Additional documents may be required to process the loan.

Eligibility

  • At least 21 years old at the time of application but not more than 65 years old upon loan maturity
    • Must be a Filipino Citizen
    • Must have an office or residence landline.
  • If Employed
    • For Metro Manila: PhP15,000
    • For outside Metro Manila: PhP12,000
  • If Self-employed:
    • For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business has been operating profitably for at least 2 years with at least 1 trade reference.
    • Minimum gross monthly income of PhP60,000


Choosing where to pay?

Security Bank Channels Operating HoursMin/Max Amount Accepted
Security Bank Branches
(Over-the-Counter or ATMs)
Bank hoursNo Limitation
Security Bank
Automatic Debit Arrangement
9AM – 9PMNo Limitation
Security Bank Online
via this link (via enrollment)
24/7No Limitation
Security Bank Mobile Banker
(via enrollment)
24/7No Limitation
Over-the-Counter Partner Channels
RD Pawnshop8AM – 5PM
Monday – Sunday
≤ P50,000 per transaction
CVM Pawnshop8AM – 5PM
Monday – Sunday
≤ P50,000 per transaction
Gaisano MallsMall Hours≤ P50,000 per transaction
7 Eleven24/7P10,000.00 Kiosk Machine; P50,000 using the CLiQQ mobile app

Ready to apply for a Car4Cash OR/CR Sangla Loan?

Download our app now!

Our application is convenient, digital, and seamless.
No application fees and we’ll be with you
every step of the way.
Dito, pwede!