A salary loan lets employees get their salary in advance before payday. This loan helps with unexpected expenses, urgent due dates, or financial challenges. A salary loan, like eSALAD, provides the money you need without the extensive paperwork of traditional loans. What are the Benefits of a Salary Loan or eSALAD (Employee Salary Advance)? Convenience: …

Salary Loan: Your Guide to eSALAD (Employee Salary Advance) Read More »

5 Tips for A Higher Approval Rate on Your Personal Loan If you’re considering applying for a personal loan, securing approval may seem like a challenge. But fear not! Here are five simple strategies to enhance your chances of personal loan approval, and borrowing wisely. But rest assured! Here are five tips to improve your …

5 Tips for A Higher Approval Rate on Your Personal Loan Read More »

Searching for a budget-friendly and good motorcycle? Consider exploring repossessed units or “repos.” Finding a reliable repo motorcycle warehouse nearby can lead you to a lot of good motorcycle options, including reputable Yamaha motorcycles, Honda, Suzuki, and more– all at affordable prices.  Whether you’re a seasoned motorcycle enthusiast or a newcomer to the riding scene, …

Where to Buy Repo Motorcycle Units In Good Quality? Honda Motorcycle in the Philippines and more! Read More »

Today’s digital age makes finding where to loan money online easy and practical. If you’re unsure where to borrow cash, or if it’s safe to borrow from online loan apps, here are some things you should know. What are online loan apps? With online loan apps, you can borrow money using your smartphone! It’s a …

Loan Apps: Where to Loan Money Online and How They Work Read More »

SB Finance has won the 'Best Loan Offering' award for its pioneering employee salary loan product, eSALAD, at the 15th Retail Banker International Asia Trailblazer Awards, held in Marina Bay Sands Expo & Convention Centre, Singapore on March 14, 2024. 

A loan or a debt is called utang in Filipino, and is one of the English keywords you should know if you’re looking to borrow money. First-time loan applicants may also encounter a series of new terms that may be intimidating, so we’re here to break down the loan language into simple words to make …

Utang and Other Loan Terms You Need to Know Before Borrowing Read More »

The 13th month pay is like a Christmas gift for Filipino workers. Here’s how you can make the best of it, and see what else you can do if your 13th month pay isn’t enough. What is 13th Month Pay? As mandated by Presidential Decree No. 851, if you’re an employee in the private sector, …

13th Month Pay and What to do If You Can’t Wait For it Read More »

Ever considered getting a PAG-IBIG loan? You’re not alone. It’s a government-backed initiative designed to make homeownership a reality for all. Their loans cater to housing, calamity relief, and personal needs. But did you know, there are more options to get the financial aid you need? Why People Consider PAG-IBIG loans The PAG-IBIG Fund is …

Cash Needs: PAG-IBIG Loan and Your Loan Alternatives Read More »

Getting money when you need it is crucial, that’s why many end up seeking help from loan sharks or informal lenders. It’s a troubling situation that many Filipinos face as these lenders often charge excessively high interest rates, and resort to aggressive tactics to reclaim their money. Sadly, as tempting as they can be with …

Alternatives to Loan Sharks: Access to Affordable Lending Read More »

Thinking about applying for a loan soon? We got you! In this article, we’re breaking down the basic loan requirements to make it easy for anyone interested in securing a loan in the near future. Exploring loan services from certified Securities and Exchange Commission (SEC) and Bangko Sentral ng Pilipinas (BSP) financing companies is one …

What are the Basic Loan Requirements? Read More »