Loan Apps: Where to Loan Money Online and How They Work

Today’s digital age makes finding where to loan money online easy and practical. If you’re unsure where to borrow cash, or if it’s safe to borrow from online loan apps, here are some things you should know.

What are online loan apps?

With online loan apps, you can borrow money using your smartphone! It’s a lot simpler because you can submit your loan application from home, and skip waiting in line. By uploading a photo of your valid ID, a soft copy of supporting documents, a clear selfie, and a filled-up online application form, the cash you need will be deposited into your account as soon as your application is approved.

Where to loan money online?

One of the verified and legit loan apps available in the Philippines is called zukì. The app is produced by SB Finance, an affiliate of Security Bank Corporation, along with one of the largest financial groups in Thailand, Bank of Ayudhya (Krungsri). Once installed through the Google Play Store or App Store, the mobile app makes borrowing money simpler and more secure. Through it, you can choose a variety of loan services that suits your needs best, submit your application, and even monitor its status. 

How do they work?

Once you’re approved, the money you borrowed is sent straight to your bank account! 

  1. Quicker and More Convenient: You can apply anytime, anywhere.
  2. Less Paperwork: You only need to fill out an online form, and upload a soft copy of supporting documents (if any).
  3. Tracking: Not only do you have a record of your application on your phone, but you can also view your loan’s status. 

While online loan apps can be very convenient, you have to be cautious about where you install from. To protect you and your data, make sure to only install trusted apps like zukì. It’s also best to check if the app developer is credible so you can make sure you’re dealing with a legit company–like SB Finance, which is registered with the Securities and Exchange Commission (SEC), and supervised by the Bangko Sentral ng Pilipinas (BSP)

Borrowing from credible and regulated formal lenders is a way to protect yourself from paying unreasonable interest rates, and keeping your personal data safe.

If you need help with your loan application, reach us via email (, our Customer Service hotline at (+632) 8887-9188, or our Facebook Page (@SBFinancePH).

If you want an SB Finance Goal Consultant to guide you toward achieving your financial goal, simply answer this form, and we’ll be sure to reach out to you!

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