May Rega-loan sa Personal Loan!

Get a chance to win PhP10,000 worth of grocery vouchers, a 5-star overnight hotel staycation or an Apple iPhone or MacBook Air during the raffle draw!   CAMPAIGN ELIGIBLITY   1. This program is open to all Filipinos who are 21 years old and above.   2. Program will run from November 3 to December 31, 2023.  3. The campaign is open to customers between the age of 21 years old and above with a minimum of monthly income stated below: 
Product/s  Minimum Gross Monthly Income 
Personal Loan 

If Employed: 

          For Metro Manila: PhP15,000 

          For outside Metro Manila: PhP12,000 


If Self-Employed: 

          Minimum gross monthly income of PhP60,000 

4. The application must be completed through SB Finance’s zukì mobile app or corporate web form and must be made during the Campaign Period.   5. All employees of Security Bank Group and its Creative/PR/Media agencies and their relatives up to second degree of consanguinity or affinity are disqualified from joining the promo.  6. SB Finance reserves the right to reject application and information submitted if the company deems it to be non-legible, if the content has foul language, or if the application is suspected to be a spam or fraudulent in nature.   CAMPAIGN MECHANICS  1. The campaign is valid only for SB Finance’s Personal Loan product.  2. After applying for Personal Loan, SB Finance may contact the customer via phone call to further conduct product eligibility screening. SB Finance may additionally contact the customer to provide guidance on the submission if applicable.  3. SB Finance shall track the date of application by each customer to ensure that Campaign Eligibility is fulfilled.  4. Customers are entitled to earn an e-raffle entry if the approved loan has been availed or released.    5.Qualified customers will get the chance to win the following prizes:  
Prize  No. of winners 
PhP3,000 worth of SM Gift Pass  10 
PhP10,000 worth of Puregold Giftaway vouchers  10 
PhP15,000 worth of Overnight Hotel Staycation  3 
iPhone 13 Pro Max  1 
MacBook Air  1 
6. A customer can only win once during the raffle. If the customer is picked twice during the raffle draw, he or she will get the prize with the higher value and another winner will be chosen to receive the lower prize value.  7. Qualified entries will be electronically drawn on January 12, 2024 via Microsoft Teams together with the supervision of a DTI representative: 
Cut-off date  Raffle Draw 
November 3 to December 31, 2023  January 12, 2024 
8. An SB Finance marketing representative will reach out directly to the winners’ mobile number or email address for prize claiming procedures. SB Finance will also send a registered mail to the winner’s registered home address.  9. List of winners will be announced on SB Finance’s official Facebook page and website.  10. All prizes are non-transferrable. Physical prizes are not convertible to cash.   11. Overnight hotel staycation prize will be booked by SB Finance depending on the preferred schedule of the winner. SBF reserves the right to determine which hotel will be booked depending on the location of the winner.  12. Prizes that are unclaimed will be forfeited by SB Finance within 60 calendar days from notification date and with prior approval of DTI.   13. By joining this promo, participants agree and allow SB Finance to disclose and publish their names and photos for the announcements of winners.  

“SB Finance Personal Loans helped me financially this
pandemic when all my collections were delayed. It covered
all my expenses while I waited for payments.”


– Miguel Collado, Mig Aggregates and Concrete Products

Don’t put your plans on hold

Our Personal loan is specifically tailored to make your dreams come true


No collateral required

Get the cash you need without any


No credit card needed!

We don’t require credit card details so
you can get your loan approved.


Easy application process

Application is purely digital.

Documentary Requirements

  • Prior application via the zukì mobile app, prepare
    the scanned copies of the following documents
  •  Files can be in jpeg, pdf, or png format. Size of the
    digital images and files should not exceed 5mb

Income documents, any of the following:

  • Latest one (1) month payslip
  • Certificate of Employment and Compensation –
    issued within the last six (6) months
  • Latest ITR
  • Credit Card
    • Credit Card must be active for at least 12 months
    • Credit Limit should be at least PhP 45,000 for those residing in Metro Manila and PhP 36,000 for those residing outside Metro Manila


  • Latest one (1) year Audited Financial Statement
    (AFS) with at least the previous year’s comparative financials
  • SEC/DTI Certificate of Registration
  • Business permit/Mayor’s permit
  • Latest three (3) months bank statements
  • List of three (3) trade references with contact details
    • At least one (1) supplier and one (1) customer
  • Latest GIS (if corporation)

Note: Additional documents may be required to process the loan.


At least 21 years old at the time of application, but not more than 65 years old upon loan maturity.

  • Must be a Filipino Citizen
  • Must have an office or residence landline

If Employed

  • For Metro Manila: PhP15,000
  • For outside Metro Manila: PhP12,000

If Self-employed

  • For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business should have been operating profitably for at least 2 years with at least 1 trade reference.
  • Minimum gross monthly income of PhP60,000

Choosing where to pay?

Security Bank ChannelsOperating HoursMin/Max Amount Accepted
Security Bank Branches
(Over-the-Counter or ATMs)
Bank hoursNo Limitation
Security Bank
Automatic Debit Arrangement
9AM – 9PMNo Limitation
Security Bank Online
via this link (via enrollment)
24/7No Limitation
Security Bank Mobile Banker
(via enrollment)
24/7No Limitation
Over-the-Counter Partner Channels
CVM Pawnshop8AM – 5PM
Monday – Sunday
≤ P50,000 per transaction
Gaisano MallsMall Hours≤ P50,000 per transaction
7 Eleven24/7P10,000.00 Kiosk Machine
P50,000.00 using the CliQQ mobile app

*All borrowers can do multiple transactions if transaction limit exceeds to P50,000

Ready to apply for a Personal Loan?


Download our app now


Our application is convenient, digital, and seamless.
No application fees and we’ll be with you every step of the way.
Dito, pwede!


Scroll to Top