SB Finance Application Form
Loanable Amount | PhP30,000 to PhP3 Million |
Payment Terms | 12, 18, 24, 36 months |
Monthly Add-On Rate* | 2% |
Estimated APR at 36 months | 39.43% |
Processing Fee | PhP 5,000 |
Notarial Fee (For P100,000 loan and up) | Php 300.00 |
Documentary Requirements
- Prior application via the zukì mobile app, prepare the
scanned copies of the following documents below. - Files can be in jpeg, pdf, or png format. Size of the
digital images and files should not exceed 5mb. - Â One (1) valid government-issued photo-bearing ID
- Photo of OR/CR
- Must be under the borrower’s
name, unencumbered, and owned for at least 6 months
- Must be under the borrower’s
- Screenshot from Google maps of home and company address
Employed
Income documents, any of the following:
- Latest Certificate of Employment and Compensation issued within last two (2) months
- Photocopy of latest Income Tax Return (ITR)/BIR Form No. 2316
- Latest one (1) month payslip issued within the last month
Self-Employed/Professionals
- Latest one (1) year Audited Financial Statements (AFS) with at least the previous year’s comparative financials or;
- Latest three (3) months bank statements
- SEC/DTI Certificate of Registration
- Business permit/Mayor’s permit
- Latest GIS (if corporation)
- List of three (3) trade references with contact details
- At least 1 supplier and 1 customer
Eligibility
At least 21 years old at the time of application ,but not more than 65 years old upon loan maturity.
- Must be a Filipino Citizen
- Must have an office or residence landline
If Employed
- For Metro Manila: PhP15,000
- For outside Metro Manila: PhP12,000
If Self-employed
- For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business should have been operating profitably for at least 2 years with at least 1 trade reference.
- Minimum gross monthly income of PhP60,000
Choosing where to pay?
Security Bank Channels | Operating Hours | Min/Max Amount Accepted | |
---|---|---|---|
Security Bank Branches (Over-the-Counter or ATMs) | Bank hours | No Limitation | |
Security Bank Automatic Debit Arrangement | 9AM – 9PM | No Limitation | |
Security Bank Online via this link (via enrollment) | 24/7 | No Limitation | |
Security Bank Mobile Banker (via enrollment) | 24/7 | No Limitation | |
eWallet | |||
GCash | 24/7 | The GCash transfer/payment limit varies based on your account verification status. | |
Over-the-Counter Partner Channels | |||
CVM Pawnshop | 8AM – 5PM Monday – Sunday | ≤ P50,000 per transaction | |
Gaisano Malls | Mall Hours | ≤ P50,000 per transaction | |
7 Eleven | 24/7 | P10,000.00 Kiosk Machine P50,000.00 using the CliQQ mobile app |
*All borrowers can do multiple transactions if transaction limit exceeds to P50,000