patient hospital loan

At SB Finance, we believe in empowering individuals to achieve their financial goals, including access to quality healthcare.

The Patient Access Program is a customized partnership between the patient’s medical institution and SB Finance. It provides access to a non-collateral, flexible funding option that can be used to cover a wide range of medical expenses, both expected and unforeseen.

KEY FEATURES AND BENEFITS

Loan Amount Minimum of P30,000.00 up to P3,000,000.00
Loan Term 12 to 36 months
Interest Rate Special rate of 1.6% (across all terms)
Mode of Release Credit to the borrower’s nominated bank account
Mode of Payment No PDC requirement. Through any Security Bank branches, Auto Debit Arrangement, partner payment centers and online channels

FEES & CHARGES

  • Processing Fee: PHP 5,000.00 To be deducted from loan proceeds
  • Documentary Stamps: PHP 1.50 for every PHP200 for loans exceeding PHP 250,000
  • Notarial Fee: PHP300.00 (applicable for PHP 100,000 approved loan amount and above)
  • Late Payment Fee: 5% of overdue amount or PHP 1,000 whichever is higher
  • Pre-termination Fee: PHP 2,500

Here’s a Sample Computation

  • Loanable Amount: PHP 500,000.00
  • Loan Term: 36 months
  • Interest Rate: 1.6% monthly add-on rate (across all terms)
  • Monthly Amortization: PHP 21,888.89
Loan Amount and Term Table
LOAN AMOUNT
LOAN TERM IN MONTHS
12 18 24 36
PhP 100,000 PhP 9,933.33 PhP 7,155.56 PhP 5,766.67 PhP 4,377.78
PhP 200,000 PhP 19,866.67 PhP 14,311.11 PhP 11,533.33 PhP 8,755.56
PhP 300,000 PhP 29,800.00 PhP 21,466.67 PhP 17,300.00 PhP 13,133.33
PhP 500,000 PhP 49,666.67 PhP 35,777.78 PhP 28,833.33 PhP 21,888.89
PhP 1,000,000 PhP 99,333.33 PhP 71,555.56 PhP 57,666.67 PhP 43,777.78
PhP 2,000,000 PhP 198,666.67 PhP 143,111.11 PhP 115,333.33 PhP 87,555.56

Hospital Loan Partners

List as of July 2025. More coming soon!

Let's work together to ensure your patients receive the quality care they deserve.

Sortable Table Loan Amount and Term Table
Hospital ⇅ Branch ⇅ For Apply Now ⇅
ASIAN HOSPITAL AND MEDICAL CENTERALABANG INSULAR BRANCHApply Now
CAPITOL MEDICAL CENTER INCQuezon CityApply Now
CENTRAL LUZON DOCTORS HOSPITALTARLACApply Now
CENTRAL LUZON INTEGRATED ONCOLOGY CENTRESAN FERNANDO - DOLORESApply Now
Chinese General HospitalManilaApply Now
DAGUPAN DOCTORS VILLAFLOR MEMORIAL CENTERDAGUPANApply Now
Divine Grace Medical CenterCaviteApply Now
HEALTHWAY QUALIMED SAN JOSE DELMONTE BULACAN10TH AVENUE BRANCHApply Now
Intersmile Access PartnershipManilaApply Now
Medical Center Manila, Inc.ManilaApply Now
Medical Center of TaguigTaguig CityApply Now
Medical Center Paranaque IncParanaque CityApply Now
Mt. Samat MedicalBataanApply Now
OUR LADY OF MT. CARMEL MEDICAL CENTER, INC.SAN FERNANDO - DOLORESApply Now
SKYLINE HOSPITAL SAN JOSE DEL MONTE10TH AVENUE BRANCHApply Now
St. Lukes Medical CenterQuezon CityApply Now
St. Lukes Medical CenterBonifacio Global CityApply Now
VRP Medical CenterMandaluyong CityApply Now
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