SALAD Rewards Program Mechanics
1. This program is exclusive to the following:
- Existing eSALAD customers under Salary Advance (SALAD) Payroll variant who have at least two (2) loan availments and have no past due payments from the time they were enrolled in the eSALAD facility.
- Existing eSALAD customers under Corporate Salary Loan (CSL) Payroll variant who have at least two (2) loan availments and have no past due payments from the time they were enrolled in the eSALAD facility.
- New-to-Bank Payroll customers who have at least two (2) loan availments and have no past due payments from the time they were enrolled in the eSALAD facility.
2.Program Duration: October 15, 2025 to January 31, 2026
3. To officially join the raffle promo, qualified customers must register at here using their unique promo code. The promo code will be sent via SMS and electronic direct mail (eDM). Registration period is from October 15, 2025 to January 31, 2026.
4. All registered participants will automatically receive one (1) e-raffle entry upon successful registration.
5. Registered customers may earn additional e-raffle entries may be earned based on loan re-availments during the promo period:
| Loan Amount | No. of e-raffle entry |
|---|---|
| PhP 50,000 and below | Additional one (1) e-raffle entry |
| Above PhP 50,000 | Additional two (2) e-raffle entries |
6. Raffle winners will get a chance to win any of the following prizes:
| Item | SALAD Payroll | CSL Payroll | New-to-Bank Payroll | Total |
|---|---|---|---|---|
| iPhone 17 (128 GB) | 1 | 1 | 1 | 3 |
| Samsung Galaxy Buds3 Pro | 3 | 1 | 1 | 5 |
| JBL Clip 3 Waterproof Portable Speaker | 3 | 1 | 1 | 5 |
| PhP 5,000 worth of hotel Giftaway voucher | 3 | 1 | 1 | 5 |
| PhP 5,000 worth of cash | 5 | 5 | 5 | 15 |
7. Qualified entries will be electronically drawn on February 10, 2026, witnessed by a DTI representative.
8.A customer can only win once. If drawn multiple times, the higher value prize will be awarded.
9. Winners must be active customers with no past due payments during the campaign period.
10. Disqualification applies for missed payments due to resignation, insufficient salary, or termination.
11. Winners must be active employees at the time of awarding.
12. SB Finance will notify winners via registered mail, SMS, and email.
13. Winners will be announced on SB Finance’s official Facebook page.
14. Hotel Giftaway vouchers will be sent via SMS and email. Physical prizes will be turned over by the assigned account officer. Cash prizes will be credited to the winner’s Security Bank payroll account.
15. Physical prizes are non-transferable and not convertible to cash. Must be claimed within 60 calendar days from notification.
16. SB Finance will shoulder the 20% tax for prizes exceeding ₱10,000.
17. Participants grant SB Finance the right to publish their names and photos for marketing purposes.
18. Employees of Security Bank Group and its agencies, and their relatives up to the second degree, are disqualified.
Terms and Conditions
- SB Finance will review all submitted information for accuracy and completeness.
- All loan products are subject to SB Finance’s existing policies and procedures.
- Prizes must be claimed within 60 calendar days from receipt of registered mail.
- All disputes shall be subject to SB Finance’s final decision, with DTI approval.
- SB Finance reserves the right to revoke prizes if fraudulent activity is detected.
DTI Fair Trade Permit No. FTEB-239459 Series of 2025