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eSALAD is a digital loan facility that allows employees to advance on their next salary conveniently.
Experience a digital and personalized customer journey – from enrollment, to availment, up to after-sales.
eSALAD is available to employees whose companies are eSALAD-Accredited.

Your eSALAD comes with Group Credit Life Insurance (GCLI), which protects you and your family by covering the remaining loan balance in case of death. Read more about it here!

If you're experiencing SMS issues, please click here for assistance.

digital loan esalad

Digital Loan Experience:
SMS / Online

2m loan esalad

10,000 up to 2M
depending on net salary credits

36 montrhs esalad

Flexible payment terms
up to 36 months

eSALAD website icons_Low-income requirement icon

Low-income requirement

BENEFITS TO YOUR EMPLOYEES

Safe, reliable and cheap access to cash ahead of payday

Security Bank Payroll vs. Non-Security Bank Payroll
For Employers
• Simplifies payroll processing
• Enhances employee retention and satisfaction
• No added cost or financial risk
• Zero additional workload for HR
For Employees
• 24/7 access to loan facility
• Fast loan approval
• Minimal documentation
• Affordable repayment via salary deduction

Testimonials

EMPLOYER BENEFITS 

Safe, reliable and cheap access to cash ahead of payday

241114 SBF eSALAD website icons_Minimized Risks icon

Minimized Risks

241114 SBF eSALAD website icons_Easy requirements icon

Easy requirements

241114 SBF eSALAD website icons_No company liabilities icon

No company liabilities

241114 SBF eSALAD website icons_Less administrative work icon

Less administrative work

241114 SBF eSALAD website icons_Improved employee retention and morale icon

Improved employee retention and morale

241114 SBF eSALAD website icons_Free up working capital icon

Free up working capital

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