Get A Chance to Win SB Finance Personal Loan-tastic Prizes

Promo Mechanics:

1. 1. The campaign is valid only for SB Finance’s Personal Loan product.
   2. Promo will run from June 1 to November 30, 2024.
   3. This program is exclusive for customers who will apply for a loan through our Security Bank branches, Directly Managed Sales Team (DMST), and accredited Direct Sales Agencies (DSA). Applications sent via zuki mobile app, SB Finance website, and online partners are disqualified from joining the promo.
   4. Existing SBF customers with outstanding loan obligations from SBF are disqualified from joining the promo.
   5. After applying for a Personal Loan, SB Finance may contact the customer via phone call to further conduct product eligibility screening. SB Finance may additionally contact the customer to provide guidance on the submission if applicable.
   6. SB Finance shall track the date of application by each customer to ensure that Campaign Eligibility is fulfilled.
   7. Customers are entitled to earn one (1) e-raffle entry if the loan is booked or availed within the promo period below.

1. 8. All qualified customers who availed of Personal Loan within the campaign period are also entitled to earn accumulated e-raffle entries to the grand raffle draw based on the ff. criteria:

*Assuming that customer availed the loan in June 2024 and consistently paid the loan until the 5th month, then customer is entitled to receive six (6) e-raffle entries to grand raffle draw.
*In case customer availed the loan in October 2024 and must settle the 1st loan payment by November 2024, then customer is only entitled to two (2) e-raffle entries to the grand raffle draw.
*In case customer missed his loan payment or became past due, all e-raffle entries will be forfeited.

9. Qualified entries will be electronically drawn via Microsoft Team together with the supervision of a DTI representative on the ff. dates:

9. A customer can only win once during the quarterly raffle draw. If the customer is picked twice during the raffle draw, he or she will get the prize with the higher value and another winner will be chosen to receive the lower prize value. Customers who already won during the quarterly raffle draw are still eligible to win in the grand raffle draw.
10. All winners must be an active customer with no past due payments. If the winner has past due payments during the entire campaign period, the prize will be forfeited and will be given to the next winner in line who has no past due payments.
11. SB Finance will send a registered mail, SMS, and email to the winner for prize claiming procedures.
12. List of winners will be announced on SB Finance’s official Facebook page.
13. All prizes are non-transferrable. Physical prizes are not convertible to cash.
14. Prizes will be awarded or turned over by the referring channel. Example, if the winner was referred by the accredited Direct Sales Agency, then the awarding or turnover of prize will be done at the office of the accredited Direct Sales Agency.
15. Prizes that are unclaimed will be forfeited by SB Finance within 60 calendar days from notification date and with prior approval of DTI.
16. By joining this program, participants agree and allow SB Finance to disclose and publish their names and photos for marketing purposes.
17. All employees of Security Bank Group and its Creatives/PR/Media agencies, and their relatives up to second degree of consanguinity or affinity are disqualified from joining the promo.

Terms and Conditions:

• SB Finance shall thoroughly review if all pertinent details are accurate and complete.
• All loan products are subject to existing policies and procedures of SB Finance.
• All matters and disputes will be subject to the final decision of SB Finance and with prior approval of the Department of Trade and Industry (DTI).
• SB Finance reserves the right to terminate the loan application and the prizes under this promo in case a fraudulent or malicious activity has been detected during the credit investigation.