Mikal Rallonza
Head of Sales and Distribution for Consumer Finance

Mikal Rallonza is the Consumer Finance Sales and Distribution Head of SB Finance.


As the leader of SB Finance’s sales and distribution focusing on its Personal Loan and Hooloogan loan products, Mikal innovates consumer experiences that promotes financial inclusion in the country through digital means. He has played a key role in the development of the company’s groundbreaking mobile app.


In his role leading his team, Mikal oversees a broad range of functions using his extensive background in fintech, including product development and innovation, business partnership, and retail enhancements.


A 22 year veteran in Consumer Lending, Sales, Operations Management, Operations Risk Management, Business Finance and Financial Control. He has worked in leadership roles with various financial institutions including Citibank, Standard Chartered, Metrobank and Eastwest Bank.


He holds a Bachelor’s degree in Industrial Engineering from the University of the Philippines, Diliman.