Mikal Rallonza is the Head of Product Management & Business Development of SB Finance.

Mikal leads the creation, oversight, and improvement of products, online acquisitions, partnerships, and channel efficiencies at SB Finance.

With a solid foundation in fintech, including roles in product development, business partnerships, and retail improvements, Mikal brings extensive experience to his position, focusing on leveraging digital innovations to enhance customer experiences, and advance financial inclusion.

He has a 25-year track record in consumer lending, sales, operations management, operations risk management, business finance, and financial control, having served in leadership capacities at Citibank, Standard Chartered, Metrobank, and EastWest Bank. Mikal's expertise and leadership are instrumental in driving SB Finance's product and business development strategies.